Policy Number Vs Group Number On Insurance Card

If you are a current member and your plan doesn t change you may not get a new card.

Policy number vs group number on insurance card. Since health insurance cards and the information contained on them vary widely by provider you ll want to call your insurance company using the contact number on the health insurance card if you are unsure about anything on the card 3. The policy number should be on the insurance card as well as any bills. The policy number is used primarily for identification and billing purposes. You ll also see a group id number on your insurance card.

Your group number is based on the plan you have or the company group number. If you purchase insurance through a healthcare exchange the marketplaces set up by the affordable care act sometimes called obamacare you might not have a group number. If these have been lost then a call to an agent of the company can get the number for you. Each employer that purchases a health plan for its employees also has a number.

It may be listed as a member number a member id an identification number a policy number or something along those lines. If there s a symbol or part of your policy you don t understand a customer service representative can answer. When you see a healthcare provider they will need information from your health insurance id card to verify your coverage. The card you have will s.

When you visit a doctor or medical facility the cost is billed to your insurance provider using the policy number. The policy number is typically found on the front of your health insurance card your policy number also known as your id number is used as an identifier to determine the benefits and eligibility associated with your plan your group number and other information is also listed on your health insurance card your. This is typically used for claims purposes so when the claim is submitted to the insurance company it is linked to the correct plan and paid accordingly so if you only need your policy number the id with the alpha prefix and 9 numbers after is your actual policy id. Healthcare providers use the group number plus your member id number to file claims for your care.

They look at your gr. The group id isn t the same as your policy number everyone in your organization who participates in the insurance plan shares the same group id number. If your family members are on your insurance policy they may also have their own unique policy. Where it can get confusing is if there are also headings like group number.