Insurance For Kit Cars

Kit cars are a lot like prefabricated houses.

Insurance for kit cars. Footman james can arrange insurance cover for over 100 different kit cars. But they don t have that luxury with kit cars so calculating insurance premiums can be more complicated. Some kit car insurance providers also offer protection for component parts that are damaged or lost in transit but only if you apply for your insurance before it arrives. Your kit car will need to be insured before it s even finished this is known as build up insurance.

By definition kit cars are unique and do not conform to one of the 50 insurance groups used to rate standard vehicles. An insurance company can quickly access all the information it needs to assess the value of a regular vehicle. Insurance for kit cars covers all the usual risks to your car such as theft fire and damage as a result of a road accident. It covers your car for fire damage theft and accidental damage while you re building it.

The insurance will cover your kit car from individual pieces to the time it s roadworthy and ready to take on the highways. If you are planning on building your very own custom kit car kit car insurance will keep your project covered from start to finish. Given the time and effort invested into kit cars ideally you require an agreed value policy if you are looking for anything more than market value in the event of a claim. With a kit car market value is often difficult to determine and kit cars are often.

Be aware that kit car insurance constitutes a fairly high risk coverage so you should expect to spend quite a bit of money to insure your vehicle. That s why we could offer. Our kit car cover also includes the usual benefits that owners value including salvage retention dependent on category of salvage in the event of a total loss and spare parts cover up to a limit of 250 plus limited mileage options 1 000 10 000 miles per annum. You need a special kit car insurance to cover you from start to finish.

You should expect the insurance cover to be a little bit more expensive since kit cars are considered a high risk coverage. Kit cars vary greatly in so many ways so it s essential to have an insurance policy that can be flexible depending on your individual requirements. If you re collecting and transporting the individual components and tools look at policies that have a goods in transit add on option to insure them en route. Kit car insurance is a specialty form of car insurance to protect a vehicle that you make yourself.

This special car insurance protects your kit car from the time it s in individual pieces until it is roadworthy and beyond. The pieces come to you ready to be assembled and you put them together yourself. These include make model registration and engine size as well as a clear idea of how you intend using it as this can dramatically affect your premium. Many insurers will only pay out the market value of your kit car if you suffer a total loss.

Including caterham westfield and robin hood to name just a few. Kit replica car insurance. But a specialist policy can also include build up cover which insures your car as soon as the parts arrive. To find the right policy for you and to save you money we take the customers exact needs and driving experience into consideration tailoring their kit car insurance cover to their precise requirements.

Whether you bought your kit car as a project a hobby or simply to have fun driving it we understand the particular needs that kit car owners have from an insurance policy.