Insurance Companies Cover Rental Cars
Adding breakdown cover or any other extra insurance is not legally required when you rent a car.
Insurance companies cover rental cars. Liability insurance will cover damages to other vehicles and property as well as injuries to other people up to your personal policy limits. The decision is always yours. All rental cars have to have three basic types of cover to be on the road. You generally need to decline the rental company s coverage to use these.
Rental car companies may offer different types of auto insurance coverage including collision personal property and liability coverage. Personal property may be covered by a homeowners or rental insurance policy many credit cards also offer rental car insurance if you pay the rental fee using their card. The coverage you have from your primary car insurance should cover a rental vehicle. There are companies that sell standalone policies for rental cars if you don t want to buy insurance at the counter.
I am not sure if coverage is available with zip car but if it is a concern to you some insurance companies depending on your state sell non owned auto insurance coverage. Just know that this coverage typically only covers physical damage to the rental car so you ll still need separate liability coverage. Types of insurance needed for rental cars. Find out what you need to know about rental car insurance.
To get all the details get in. If you cause an accident while driving the rental car your liability insurance would pay up to your policy limits for the damages done to other cars or property. In addition to your auto insurance certain credit cards offer extra insurance if you pay for a car rental using that card according to the insurance information institute iii. Most rental car companies include liability coverage in their rates or charge a small fee.
Does my car insurance cover rental cars. Liability collision and comprehensive. If you have extra rental car insurance through a credit card issuer call the toll free number on the back of your card and have them explain your options in detail before you reserve your car. In most countries every rental car needs a basic package of three types of cover but how you get them varies.
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