Insurance After Passing Your Test

It is not uncommon for car insurance to go up when you have passed your driving test.

Insurance after passing your test. This is due to the fact that as you will now be more likely to drive alone your risk on the road will increase and this will be reflected in your premium. In summary if you have a insurelearnerdriver policy which was valid for 7 days or over you are covered for up to 3 hours after passing your driving test to drive directly home or to where it s garaged. Myfirstuk is excited to offer a new hybrid policy that can cover you while you are learning and when you pass your test. Many young drivers struggle with the expense of paying for learner driver insurance and then paying again for newly passed cover.

Once you pass your test your insurance for driving on a provisional will be invalid. You need to inform your insurance company you are now on a full licence and ask them to amend the policy there may be an administrative charge for this potentially along with an increase in the cost of the policy. 2 deciding on what you want from your policy. Plus you must have appropriate vehicle tax on any car you buy before you drive it or even park it outside your house.

When you change your licence from provisional to full after passing your test it s likely your insurance price will increase. So you must inform your insurer and get a new driver policy in place before you go out alone in your new car. When you re a learner there is always someone with you when you re driving and you will tend to obey the speed limits and motoring signs. Our hybrid policy means that you don t.

Hence the risk is greater and the premiums reflect that. Our hybrid option is a new innovative insurance option that covers you while you are learning and when you pass your test so you don t have to pay twice for insurance. However when learners have passed their tests they tend to be less careful and are more involved in accidents. With our temporary car insurance you can borrow a friend or family member s car and keep on top of your driving skills.

What is a hybrid policy. Once a person has passed their state s insurance license exam they are free to apply for an insurance license. Any existing learner driver cover you may have will not be valid once you have passed your test and want to drive alone.