Homeowners Insurance Companies That Allow Pit Bulls

Fortunately for pit bull owners there are a few homeowners and renters insurance companies that don t blacklist pit bulls.

Homeowners insurance companies that allow pit bulls. Instead these companies look at an individual dog s past behavior to assess insurance risk and are considered some of the best homeowners or renters insurance companies that cover pit bulls. That s why most insurers esurance included won t be able to offer homeowners insurance if you have pit bulls in your household. Compared to safer dog breeds that are smaller and are considered family friendly like the cavalier king charles spaniel or bichon frise large dogs with higher incidences of attacks like pit bulls and rottweilers are typically flagged by insurance companies and can result in higher rates or denied coverage. However contrary to popular belief these insurance company restrictions known as blacklists do not only apply to pit bulls.

Renters insurance companies for pit bull owners. Some insurance companies are no longer offering pit bull home insurance coverage but that doesn t mean you can t find homeowners insurance anywhere if you own a pit bull. There s no question that dogs can cause expensive problems. Unfortunately many pit bull owners are faced with a type of breed bias that comes in the form of insurance companies that will not cover their dogs under their homeowners insurance policies.

It s always a good idea to speak with a licensed agent about the breeds allowed under your specific homeowners policy. Rules for companies can vary by state and underwriter so you may want to call several of the best renters insurance companies to see if. Insurance for pit bulls find insurers that accept pitbulls this post was updated on 3 19 13. Pit bulls are among the most common breeds discriminated against and banned from coverage by homeowners insurance companies.

And of the 42 fatal dog attacks in 2014 pit bulls were involved in 64 percent of them. Pit bulls may pose costly insurance issues. More than one third of home insurance liability claim payouts in 2016 involved dog related. Military only carrier usaa and state farm are two companies that accept all breeds in most states.

Think moving or being with a home insurance company that does not allow pit bulls means you will have to part with your pet. The reason for this goes back to the breed s history of being used in dog fighting and the frequency of improper training practices that leads to biting.