Health Insurance Key Terms
An updated glossary of essential health insurance terms based on the article understanding your health insurance plan by financial specialist david jaramillo in the february 2015 issue of lane fertility magazine.
Health insurance key terms. As a general rule purchasing a ppo health insurance plan will give you. Understanding your medical insurance plan company health benefits. If the plan has a deductible you usually pay the co insurance for covered services after your deductible is met. This 30 is known as the co insurance.
While these terms can be confusing the better you understand them the better you will be prepared to successfully gain coverage and access to the treatments that are right for you. Good news this is the perfect place to start. Terms in this set 30 a policyholder who is a member of a group and covered by the group s insurance carrier. A ppo is a healthcare organization made up of doctors hospitals and other providers of healthcare services.
Insurance plans can differ in which providers you can see and how much you have to pay. So you have decided to learn more about the health insurance plans and want to understand the basics. Common health insurance terms. March 08 2018 understanding key health insurance terms.
Learn vocabulary terms and more with flashcards games and other study tools. So you landed a thrilling new job with a thriving business earned access to a company health insurance. We ve created a glossary of essential health plan terms. For example your health insurance may cover 70 of the charges for a covered hospitalization leaving you responsible for 30.
Key health insurance terms. Many of the terms you encounter when dealing with health insurance are not familiar. Common health insurance terminology 101. Ppo or preferred provider organization.
In technical terms sum assured is the term used for an amount that the insurer agrees to pay on death of the insured person or occurrence of any other insured event. Health insurance plans that work with john muir health. It s important to understand your costs and key health insurance terms so you ll know what services your plan will pay for and how much each visit or medicine will cost. Key health insurance terms.
Start studying insurance key terms. Health insurance glossary and key terms health insurance policies can get confusing fast. But first let s untangle all the key terms you are likely to come across in health insurance.
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