Health Care Insurance Japan
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Health care insurance japan. Japan s public healthcare system is known as shi or social health insurance. Shi applies to everyone who is employed full time with a medium or large company. Medical insurance in japan is free and all japanese citizens and non citizens staying in japan longer than a year are required to enroll in the health insurance plan. Approximately 5 of salaries are deducted to pay for shi a cost matched by employers.
Overview of japan health insurance japan has had universal coverage since 1961 and foreigners can be a part of the system. This coverage is quite thorough and entitles people to choose their own clinics and hospitals from any of the vast majority that are part of the system. Japan has universal public healthcare. Meaning your employer pays half of your ehi premium.
This system is available to all citizens as well as non japanese citizens staying in japan for more than a year. France sweden uk us changes in the percentage of the population over. But the system is structured around. Everyone who doesn t qualify under shi is covered through the national health insurance nhi plan.
The insurance covers 70 percent of your medical bills and any of your dependent family members as well. Japan employee health insurance kenko hoken 健康保険 employee health insurance ehi as the name suggests is an employment based health insurance. There are two basic types of public health insurance in japan. Nhi is for everyone else students freelancers and people with jobs that don t do shi.
Students can register for health care in japan through the national health insurance system or in a. Medical treatment in japan is provided through universal health care. More than 90 of japanese hospitals and clinics including dental clinics accept national health insurance. Nhi also provides benefits for high medical costs associated with surgery and hospitalization.
Under the current system of healthcare system in japan 70 of the cost associated with medical appointments hospital visits tests and prescriptions are billed to the government. National health insurance is designed for people who are not eligible to be members of any employment based health insurance program. 26 7 39 9 18 6 21 5 18 0 20 0 13 2 14 5 9 6 0 5 10 15 20 25 30 35 40 45 1950 1960 1970 1980 1990 2000 2010 2020 2030 2040 2050 2060 year japan germany korea rep. Health care in japan is generally speaking provided free for japanese citizens expatriates and foreigners.
Social health insurance shi also called employees health insurance and national health insurance nhi. International private healthcare is the only option for short term visitors and other private options are available in japan to supplement the public coverage. It also contributes to birth costs and in some cases will cover overseas medical expenses. It s a legal requirement for all japanese citizens to have the health insurance provided by the state.
The other half is simply deducted from your monthly paycheck. Either way the copayment you pay for medical services is 30 of the bill. The other is employees health insurance 健康保険 kenkō hoken. Health insurance in japan covers roughly 70 of medical costs but students studying in japan will have to pay about 30 of their healthcare costs out of their own pockets.
Shi is for most people with a full time job and is paid for through your salary check.
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