Guardian Dental Insurance Waiting Period

Individual dental insurance products are underwritten by the guardian life insurance company of america new york new york or by one of its wholly owned subsidiaries.

Guardian dental insurance waiting period. There are no waiting periods for preventive care such as cleanings exams and x rays. Most routine dental services including oral exams cleanings x rays topical fluoride. Policy limitations and exclusions apply. The actual limitations and exclusions that apply to your dental plan are governed by the policy forms approved for use in your state.

Some ppo plans have no waiting periods for preventive care 1 such as cleanings exams and x rays. A waiting period is the time period following your coverage start date during which no benefits are paid. Most routine dental services including oral exams cleanings x rays. Products are not available in all states.

Major dental work such as root canals crowns implants and kids braces have a waiting period of 12 months or less depending on your state. Policy limitations and exclusions apply. The actual limitations and exclusions that apply to your dental plan are governed by the policy forms approved for use in your state. See full copay schedule below prophylaxis dental cleaning first 2.

Some insurers will waive the waiting period if you previously had. During the dental plan waiting period the dental insurance company will not pay for certain procedures. There are no waiting periods for preventive care such as cleanings exams and x rays. A dental benefits waiting period may last anywhere from a few months to a full year depending on the type of plan you have purchased and the insurance benefits wording.

Products are not available in all states. Guardian pays waiting period is the time period following the coverage start date during which no benefits are paid. Major dental work such as crowns dentures implants and orthodontics braces may have varying waiting periods depending on your dental plan. After you buy a traditional dental insurance policy you could have a waiting period of six months to a year for some procedures depending on your plan dental insurance companies have waiting periods to make sure that people don t sign up for dental insurance only because they need expensive dental work done and then cancel the policy after that work is done.

Individual dental insurance products are underwritten by the guardian life insurance company of america new york new york or by one of its wholly owned subsidiaries. After signing up for dental insurance you will most likely have a 6 month or more waiting period before you can use your coverage. Basic services such as fillings and simple extractions have a waiting period of 6 months or less depending on your state. Most preventive services covered at 100 without any copay.