Do You Need Insurance To Drive Your Parents Car

Every state requires that drivers carry insurance for the cars they operate but this doesn t necessarily mean you need to purchase insurance for every driver.

Do you need insurance to drive your parents car. How to make sure you re properly insured to drive your parents car. The insurance pertains to driving cars on public roads. The best possible outcome that can happen after an unlisted teenage driver gets into an accident using their parents car is that the insurance company will pay the claim and then simply add the kid to the policy as a driver. Alternatively you may also choose to take out learner driver car insurance which allows you to learn to drive in any car provided that you re being supervised by someone who is at least 21 years old and who has held a full licence for at least three years.

You have a few options. No you ll need at least third party car insurance if you want to drive your parents car. Consult your policy before making any decisions because this document has final say over who must be insured. Before you drive your parents car without insurance talk to an agent to make sure you are covered.

The first method is for your parents to add you as a named driver to. You must be properly insured if you drive on the public road no matter how short the distance even if your parents have given their permission for you to drive the car and even if they have their own insurance policy covering the vehicle. In many cases though you won t need to insure adult children. If you want to learn to drive or practice in your parents car being added as a named driver to your parents car insurance policy is usually a good option.

In fact it is mandatory to have car insurance in canada. You can drive your parents car without insurance if you are added under their current policy. However the question really should be do i need vehicle insurance to drive my parent s car.